Access to Finance Reading Room
2024 Global Forum on ASGM
Materials from the planetGOLD Global Team
Cross-programme Analysis of planetGOLD ASGM Financial Access Interventions
David Sturmes-Verbeek and Candice Jumwa, The Impact Facility; Cristian Arias and Kamila Gómez, Alliance for Responsible Mining EnglishFrenchSpanish
The comparative analysis detailed in this document draws learnings from efforts undertaken by nine planetGOLD countries participating in the first phase of the programme, by highlighting similarities and differences between different geographic and regulatory environments. This analysis available in English, French and Spanish draws on detailed case studies of these phase one countries' experiences.
In addition to this report, the nine planetGOLD country case studies plus additional materials analyzing access to finance interventions for the ASGM sector can be found on this resource page.
Documentation of planetGOLD Burkina Faso ASGM Financial Inclusion Interventions
Cristian Arias, Kamila Gómez, and Abdoulata Dabiré, Alliance for Responsible Mining English
This case study documents the finance models implemented by the planetGOLD Burkina Faso project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Colombia ASGM Financial Inclusion Interventions
planetGOLD Colombia English
This case study documents the finance models implemented by the planetGOLD Colombia project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Ecuador ASGM Financial Inclusion Interventions
Cristian Arias, and Kamila Gómez, Alliance for Responsible Mining English
This case study documents the finance models implemented by the planetGOLD partner project in Ecuador in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Guyana ASGM Financial Inclusion Interventions
Cristian Arias and Kamila Gómez, Alliance for Responsible Mining English
This case study documents the finance models implemented by the planetGOLD Guyana project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Kenya ASGM Financial Inclusion Interventions
David Sturmes-Verbeek and Candice Jumwa, The Impact Facility English
This case study documents the finance models implemented by the planetGOLD Kenya project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Mongolia ASGM Financial Inclusion Interventions
David Sturmes-Verbeek and Candice Jumwa, The Impact Facility English
This case study documents the finance models implemented by the planetGOLD Mongolia project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Peru ASGM Financial Inclusion Interventions
Cristian Arias and Kamila Gómez, Alliance for Responsible Mining English
This case study documents the finance models implemented by the planetGOLD Peru project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Documentation of planetGOLD Philippines ASGM Financial Inclusion Interventions
David Sturmes-Verbeek and Candice Jumwa, The Impact Facility English
This case study documents the finance models implemented by the planetGOLD Philippines project in artisanal and small-scale gold mining (ASGM) communities, with a consideration of the gender aspects of the projects.
Improving Access to Formal Finance in Artisanal and Small-scale Gold Mining
planetGOLD EnglishFrenchSpanish
This issue brief originally published in 2020 and updated in 2024 reviews past experiences with delivering financial and allied services to the artisanal and small-scale gold mining (ASGM) sector and examines existing barriers to attracting formal finance and investment in the sector. It concludes with recommended interventions for governments, donors and other allies to help improve ASGM’s access to formal finance in the future.
Бичил уурхай дахь албан ёсны санхүүжилтийг нэмэгдүүлэх арга замууд
planetGOLD Mongolian
Энэхүү баримт бичигт алтны бичил уурхайн салбарт санхүүжилтийн болон бусад үйлчилгээг хүргэх явцад хуримтлуулсан туршлагыг дүгнэхийн зэрэгцээ албан ёсны санхүүжилт, хөрөнгө оруулалт хийхэд тулгарч байгаа саад тотгорыг нягтлан шинжилсэн. Төгсгөлд нь алтны бичил уурхайн салбарт хийх албан ёсны санхүүжилт, хөрөнгө оруулалтыг нэмэгдүүлэхийн тулд аливаа улсын төр засаг, донор байгууллагууд болон бусад хамтрагч талууд хэрхэн ажиллах, юу хийх шаардлагатайг зөвлөмж болголоо.
Video: BanEcuador - Financing Sustainable Development (Financiando el Desarollo Sostenible)
BanEcuador
This video produced by BanEcuador touches on a new financial credit for artisanal and small-scale miners that it has developed in partnership with the Ministry of Environment, Water and Ecological Transition, the Ministry of Energy and Mines, the Central Bank of Ecuador, and UNDP.
Webinar: Improving Access to Finance for ASGM
planetGOLD English
The event focused on past experiences in providing financial services to the sector, current models that are being piloted in the participating countries and an overview of the existing barriers that hamper the attraction of formal finance and investment.
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Towards Financial Inclusion for Artisanal and Small-Scale Mining in Peru
planetGOLD Perú English
The research analyzes the barriers and limitations of this sector in the regions with the highest incidence or presence of small-scale mining in order to propose financial products and services ad hoc to the reality of ASM that allows them to be included in the formal financial system.
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Hacia la inclusión financiera de la MAPE en Perú
planetGOLD Perú Spanish
La investigación analiza las barreras y limitaciones de este sector en las regiones con mayor
incidencia o presencia de minería de pequeña escala con la finalidad de proponer productos y servicios financieros ad hoc a la realidad de la MAPE que les permita su inclusión en el sistema financiero formal.
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Unlocking Access to Finance
Caven, Sarah; Carter, Assheton; Bowie, Ed - for planetGOLD EnglishFrenchSpanish
This report seeks to assist ASGM programs in accessing finance by better understanding the perspective of investors and the implications of ASGM’s status as a frontier investment sector. It reviews barriers to finance, but, importantly, also discusses how ASGM may become a new investment sector as these barriers are progressively dismantled.
Access to Finance — Options for Artisanal and Small-Scale Mining
Abby Efua Hilson; Gavin Hilson - for planetGOLD EnglishFrenchSpanish
This report reviews past experiences with delivering financial and allied services to artisanal and small-scale mining and makes recommendations regarding best practices and potential ways forward in improving access to finance based on this experience.
Livret de poche de l’artisan minier
planetGOLD Burkina Faso French
Ce livret a été élaboré pour permettre à l’artisan minier d’enregistrer, au fil du temps, les éléments de son activité en vue d’en garder une mémoire fidèle et exhaustive. Ce livret facilitera in fine l’inclusion financière de l’artisan minier qui d’ordinaire ne tient pas ses comptes de façon structurée empêchant ainsi que d’éventuels financiers puissent disposer d’une base rationnelle pour les accompagner.
Financial inclusion: current status of credit and financial affairs of municipalities in Colombia
PlanetGOLD Colombia English
Financial inclusion for sustainable investments is a key element in the GEF-GOLD initiative in Colombia. Small-scale mining and artisanal mining are foremost excluded from Formal Banking. Very little information is available within the country for granting credit criteria.
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Inclusión financiera: situación actual del crédito en Colombia y del sector financiero en municipios a intervenir
PlanetGOLD Colombia Spanish
La inclusión financiera responsable es un factor determinante dentro de la iniciativa GEF-GOLD en Colombia, siendo la pequeña minería y minería artesanal, uno de los sectores más excluídos de la Banca Formal y con un alto desconocimiento por parte del Sector Financiero en general en nuestro país.
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Access to Finance for Artisanal and Small-Scale Miners: Downstream Buyer Support For Women Miners in Indonesia
Witni, V., Paul, B., Nijhawan, A. English
This case study covers the application of a downstream buyer support model to support a collective of women panners called “Pamuan Jaya Panners” in the village. Through facilitated partnerships with the local village government and a socially responsible jewelry company based in Bali, Yayasan Tambuhak Sinta has helped develop access to finance model that continues to support 25 women miners in Tewang Pajangan. This case study will provide local context and existing challenges at the village level, in addition to analyzing the development, implementation, and results of the model. The case study concludes with lessons learned and suggestions
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Proposal of existing products that are viable to be strengthened and/or a new financial product for the ASM sector
National Program for the Management of Hazardous Chemical Substances English
Overview paper that presents (i) identification of financial institution that can offer financial products for the ASM sector, and (ii) proposal for adjustment to identified financial products. Part of "Development of a financial product to be used in the Artisanal and Small Scale Gold Mining Sector"
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Propuesta de productos existentes que sean viables de ser fortalecidos y/o de nuevo producto financiero para el sector MAPE
Programa Nacional para la Gestión de Sustancias Químicas Peligrosas Spanish
Un informe sobre (i) Identificación de institución financiera que puede ofertar productos financieros para el sector MAPE y (ii) Propuesta de adecuación a productos financieros identificados. Parte de "Desarrollo de un producto financiero para ser utilizado en el sector de la Mineria Artesanal y de Pequena Escala de oro" del programa nacional para la gestión ambientalmente racional y la gestión del ciclo de vida de las sustancias químicas – proyecto
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General Background Reading
For foundational background material on access to finance for the ASGM sector, visit planetGOLD's curated collections.
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